Roger and Mark talk to Benny again; he again offers to waive their owed rent if they will talk Maureen out of staging her protest. They are terribly indignant that they would be asked to give something in exchange for their rent. Obviously Benny doesn't understand the finer points of freeloading. Benny also tries to explain about his planned cyber-cafe, telling his former friends that it will provide them with a place to work on their "art" and become successful. They sneeringly reject this idea, because of course they do.
As for their "dreams" of going to Santa Fe, that's all they are- dreams. They whinge about New York, saying how wonderful things would be elsewhere, but never contemplate the possibility that the problem isn't where they are, it's who they are. Their lives are lousy because they're unpleasant, incompetent, and immature people, not because of where they live. And as for their idea of opening a restaurant, are any of them trained in the food service or hospitality industries? No. Do any of them plan to take any training? No. As I said, childish dreams for childish people who are discontent with their lot, but unwilling to exert themselves to do anything except complain about it.
O.K., the next two scenes- at the protest and the cafe- are when my active dislike for this film and its characters hardened into deep-seated hatred. A full description of their almost unbelievable repulsiveness will require its own post... and maybe some Gravol.